The legacy of Asheville’s racial real estate covenants

AChafukira • May 31, 2019

It’s rare that Drew Reisinger, Buncombe County’s register of deeds, is surprised by any historical outrages that turn up in the public records under his care. After all, it was at his direction that the county became the first one in the country to digitize its archives of deeds documenting the local ownership and sale of slaves.

FINE PRINT: Buncombe County Register of Deeds Drew Reisinger was shocked to discover racist language lurking in the property records for his house in West Asheville. Though unenforceable today, restrictive racial covenants remain “buried all over the place” in Buncombe County’s historical real estate documents, Reisinger says. Photo by Jon Elliston

 

But one day in 2013, as he reviewed a title search for the home he and his wife would ultimately buy — a medium-sized rancher on Wendover Road in West Asheville’s Malvern Hills neighborhood — one of the restrictive covenants listed in the property records left him cold. Scripted in 1939 by a now-defunct homeowners association, it read: “No lot … shall be leased or permitted to be occupied by a negro, or person of any degree of negro blood, or any person of bad character.” The covenant went on to clarify that “This shall not prevent the employment of servants of negro blood, nor their occupancy of servants quarters.”

“I was shocked and saddened,” Reisinger remembers. “I can only imagine what it would have been like to find that kind of message if you were a black person thinking about joining this neighborhood, how unwelcoming and even scary that would be.”

COLOR LINE: An excerpt from the Malvern Hills covenant prohibiting people of color from living in the neighborhood, except those who were employed as servants. Document provided by Drew Reisinger

Running with the land

Tucked into real estate deeds and other lengthy legal documents regulating property use and maintenance, aesthetic standards and the like, such racial restrictions were once prevalent in states throughout the nation. According to The Fair Housing Center of Greater Boston, “Most covenants ‘run with the land’ and are legally enforceable on future buyers of the property.” Owners who violated the terms of the covenant risked forfeiting their property or, in some cases, incurring significant fines.

And though both the courts and federal housing law long ago ruled such covenants unenforceable, they remain on the books in many communities to this day. In the Malvern Hills case, a quorum of neighborhood property owners rescinded the ban on black residents in 1963 as the civil rights movement was gaining steam.

A search of old Asheville property deeds turns up many such vestiges of institutionalized racism. One that was rescinded by the Biltmore Forest Co. in 1970, for example, used almost the exact same language, banning any “negro or person of any degree of negro blood.” Likewise, a covenant in East Asheville’s Beverly Hills neighborhood, not revoked until 1983, stressed that “No persons of any race other than the Caucasian race shall use or occupy any building.”

And in North Asheville’s Lake View Park development, even a 1940s welcome pamphlet for property owners touted a ban on black residents, alongside details about such amenities as Beaver Lake and its boating, fishing and swimming opportunities. The development’s current website contains assorted historical documents including the pamphlet, with a note indicating that it was produced in the “pre-civil rights period.”

No one knows how many Asheville neighborhoods or properties were once subject to racial covenants, and to find out would require exhaustive research in Buncombe County’s land records.

“These things are buried all over the place,” says Reisinger. And while he’s glad to find that many neighborhoods did eventually officially renounce those restrictions, he adds, “This is a history we obviously haven’t taken a very close look at, and that’s something we need to do.”

Rooted in racism

Even before many of the local covenants were written into property deeds, Asheville was an early adopter of racial housing restrictions. In 1913, for example, the city enacted a segregation ordinance creating separate black and white residential zones. But subsequent Supreme Court cases shed light on the way both racism and legal efforts to combat it can evolve over time.

Buchanan v. Warley, a 1917 decision concerning a similar law in Louisville, Ky., declared such municipal racial zoning unconstitutional. That didn’t eliminate the underlying prejudice, however: It simply morphed into a different form.

In Asheville, for example, assorted prominent citizens endorsed a sweeping new blueprint for the city’s future in 1922. Prepared by John Nolen, a noted urban planner who also designed Lake View Park, the Asheville City Plan stated, “It is in most respects a distinct advantage to the negroes to be separated from the white population” — provided that black residents had good schools, homes, stores and recreational areas.

Reflecting such sentiments, many of the Asheville subdivisions built during the 1920s boom barred black ownership, notes local real estate attorney William Reed. “At the time, it was a clear reflection of some of those white communities’ racial beliefs and preferences,” he says. “They were unabashed about the fact that they didn’t want people of color as their neighbors.”

Accordingly, private racial restrictions — i.e., those not issued by a unit of government — proliferated nationwide. North Carolina was one of 14 states whose supreme courts upheld the legality of racial covenants when they were challenged, according to historian Richard Rothstein’s 2017 book The Color of Law: A Forgotten History of How Our Government Segregated America. And in 1926, the U.S. Supreme Court’s ruling in Corrigan v. Buckley upheld those restrictions’ validity. Rothstein is an authority on institutionalized discrimination.

By 1948, however, the court’s position had shifted. That year, the landmark Shelley v. Kraemer ruling dealt racial covenants a theoretical deathblow, declaring them unconstitutional and unenforceable. But as Rothstein notes, the Federal Housing Administration “continued to subsidize projects that penalized sellers of homes to African Americans,” and new racially restrictive provisions still crept into legal documents pertaining to some residential associations and housing developments, even decades later.

In Asheville, other types of housing discrimination appeared after restrictive covenants lost the force of law. Some of those practices, particularly “redlining,” continued on a large scale for decades, notes local racial equity consultant Marsha Davis. She’ll recount the city’s history of redlining — the refusal by banks and insurance companies to issue loans or policies in certain neighborhoods — at a Thursday, May 30, event hosted by financial counseling nonprofit OnTrack WNC (see sidebar). Her presentation will outline various steps taken to disenfranchise, displace and corral black communities.

A lasting legacy

Today, many homeowners may not even be aware that their property was once subject to racial restrictions — and if and when they do find out, they can be flummoxed about how best to respond. In recent years, a few states, including California and Washington, have passed laws allowing individual owners to expunge discriminatory language from their deeds, but North Carolina has no such provision.

Upcoming talk explores institutionalized racism

WHAT

“Redlining in Asheville: Racism Disguised as Housing Policy,” presented by Marsha Davis of 
Davis Squared Consulting

WHERE

OnTrack WNC

50 S. French Broad Ave.

828-255-5166

ontrackwnc.org

WHEN

Thursday, May 30, 10-11:15 a.m., followed by the nonprofit’s annual Financial Literacy 
Awards Luncheon, 11:30 a.m.-1 p.m.

Admission is $10 for talk, $35 for luncheon, $40 for both

“Even when these covenants are still on record, of course, they can no longer can be invoked or enforced,” notes Reed, the real estate attorney. But that doesn’t stop some present-day owners from seeking to erase what they consider a stain on their property’s history.

Reed cites a 2009 case in which he assisted a black couple buying a house in Lake Toxaway in Transylvania County. The couple were chagrined to learn that the 1961 property deed banned “any person or persons not of the Caucasian race” (with an exception for “servants”). With Reed’s help, after buying the home, they filed a “termination of restrictive covenant” document — an addendum to the deed that, at least symbolically, renounced the racial restriction.

The document noted that both federal and state law have long banned discriminatory housing practices and spelled out the couple’s rejection of the covenant.

“You might say there’s no need for such a declaration,” Reed points out, since the restriction was already legally invalid. “But they decided that it was a concrete way to say that the values of the old owners are no longer welcome, that we have new values now.”

Whether or not old racial covenants are disavowed, they still tell an important story, argues Durham resident Stella Adams, the North Carolina NAACP’s housing chair and a veteran fair-housing advocate. During the 2000s, she studied cities where the covenants had been widely used, including Asheville, Charlotte and Wilmington.

And despite racial covenants’ lack of legal standing, Adams says their impact remains evident, even now. “In so many of these communities, you can examine the racial makeup of when the communities were built, and it’s exactly the same today,” she says.

Davis, meanwhile, believes that an examination of practices like racial covenants and redlining must inform contemporary strategies for countering deep-rooted inequalities wherever they are found.

“When we look at the achievement gap, the wealth gap, health gaps — all these stark disparities between races — it’s impossible to discuss them without taking a clear look back,” she maintains. “You can’t solve a problem without knowing where it came from in the first place.”

March 19, 2025
The National Building Black Wealth Day Follows The Resounding Success of Our Mid-Winter Conference In February, Where We Equipped Our Community With the Tools, Strategies, and Insights Needed to Thrive In an Evolving Industry. ST. LOUIS, MO— The National Association of Real Estate Brokers (NAREB) will present its second annual National Building Black Wealth Day on April 12, 2025, with live events in more than 100 cities across the country. Seminars and one-on-one sessions will empower communities with steps towards homeownership, property investment, starting a business, and other wealth-building opportunities. An internet feed will make virtual sessions accessible to a national audience. To register for the in-person events in 100 cities, please go to XXXXX. To register for the virtual sessions on Zoom, click HERE. Act quickly as the virtual sessions have limited spots available. We also encourage you to share this opportunity with your networks to help us reach more Black consumers. Key partners in the tour, include the African American Mayors Association, Inc., Alpha Phi Alpha Fraternity, Inc., Church of God in Christ, Inc., the National Baptist Convention, Delta Sigma Theta Sorority, Inc., National Bar Association, Phi Beta Sigma Fraternity, Inc. and Zeta Phi Beta Sorority, Inc. “Participation by our partners underscores their commitment to empowerment and economic development in our communities,” said Dr. Courtney Johnson Rose. “The Building Black Wealth Tour is expanding for 2025. We are bringing together families, lenders, attorneys, and real estate professionals to discuss and implement strategies for increasing Black homeownership and building wealth within Black communities.” Rose noted that NAREB’s 2024 State of Housing in Black America report found that more than two million mortgage-ready Black Americans have the income and credit to buy a home but have not yet become homeowners. In addition, 1.75 million Black millennials make over $100k annually and are poised to be homeowners. Further, Freddie Mac tracks the number of “mortgage-ready” renters nationwide , meaning they can meet certain income and credit requirements to qualify for a mortgage. Their researchers determined that as of January 2021, two million Blacks ages 45 or younger are near mortgage-ready, while another 3.4 million are potentially mortgage-ready. “Our tour aims to reach these Black consumers,” said Dr. Rose. “We are providing them with data and information on why they should be homeowners. We explain the many benefits of homeownership, such as building wealth, stable communities and building equity for retirements, college educations for their children, starting a business or more.” On National Building Black Wealth Day, hundreds of families and individuals will be armed with the information needed to make wealth-building decisions. Among the opportunities/Workshops are: What to do with Big Momma's House? ABCs of Homebuying Real Estate Investing Down Payment Assistance Explore Careers in Real Estate Free Career Fair Free Health Screenings One On Ones with Real Estate Attorneys One On Ones with Housing Counselors The Black Wealth Day comes after NAREB’s successful Mid-Winter Conference in Ft. Lauderdale, Florida, last month. This year’s conference, themed "Navigating New Horizons," empowered real estate professionals with the tools, strategies, and insights needed to thrive in an evolving industry. Speakers included Dr. Egypt Sherrod , Host and Executive Producer of HGTV’s Married to Real Estate; Catrese Fields Alston, Philanthropist and CEO of Le-Bleu Diamond Corporation; Hill Harper , Award-Winning Actor and Activist and Laura Escobar , President of Lennar Mortgage and 2025 Chair of the Mortgage Bankers Association (MBA). “Our Mid-Winter Conference helped NAREB Realtists® prepare for the shifting landscape of the real estate industry,” said Dr. Rose . “Realtists are on the front lines, working with families to secure homeownership and build generational wealth. In today’s challenging market, our members are more valuable than ever, and this conference ensured they have the knowledge and support to make a lasting impact in Black communities.” ABOUT THE NATIONAL ASSOCIATION OF REAL ESTATE BROKERS NAREB was formed in 1947 to secure equal housing opportunities regardless of race, creed, or color. NAREB has advocated for legislation and supported or instigated legal challenges that ensure fair housing, sustainable homeownership, and access to credit for Black Americans. Simultaneously, NAREB advocates for and promotes access to business opportunities for Black real estate professionals in each real estate discipline. From the past to the present, NAREB remains an association that is proud of its history, dedicated to its chosen struggle, and unrelenting in its pursuit of the REALTIST®’s mission/vision embedded goal, “Democracy in Housing.”
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